Mobile Home Insurance in Anderson, SC

Mobile home insurance may provide financial protection for manufactured homes against damage, theft or liability. The team at Select Insurance can help you create a quality set of benefits that may cover the essentials when mishaps occur.

How Does Mobile Home Insurance Differ From Standard Homeowners Insurance?

While both types of insurance cover property and liability, mobile home insurance is specifically designed for homes built in a factory and transported to a site. These homes often have different construction standards and risks compared to houses built on-site, which is why they require a different kind of policy.

For example, mobile homes may be more vulnerable to wind or fire damage, and some insurers factor that into their coverage options. Mobile home insurance may also include coverage for things like tie-down equipment or skirting, which aren’t typically relevant for traditional homes.

What Does My Policy Include?

Mobile home insurance policies can often be adjusted to better match your situation. Many policies include the following:

• Dwelling coverage may pay for repairs or rebuilding if covered events like fire or hail damage your home.

• Other structures coverage can provide financial protection for garages, sheds and other buildings on your lot.

• Personal property coverage may help replace your belongings, such as small appliances, clothing, electronics and furniture, after a covered event.

• Liability coverage may compensate others if they suffer accidental injuries or property damage for which you’re at fault.

• Loss-of-use coverage may pay for meals, accommodation and other living expenses if you must temporarily live elsewhere due to a covered incident.

Before signing up, ask questions and review the fine print. Coverage can vary widely, so it’s essential to understand what’s included and what’s not in your policy.

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If you’re considering getting mobile home coverage, now’s a good time to explore your options. Contact Select Insurance today for a free, no-obligation quote.